![]() But if you have an offer of insurance from an employer, you may not be able to get lower costs on Marketplace insurance based on your income. If you have coverage and want to explore Marketplace plans, you can.In 2014 it’s $95 per adult ($47.50 per child) or 1% of income, whichever is higher. If you don’t have coverage in 2014 you’ll have to pay a fee.Many states are expanding Medicaid to cover more people in 2014. You may also qualify for free or low-cost coverage from Medicaid or the Children’s Health Insurance Program (CHIP).Depending on your family size and income, you may get lower costs on monthly premiums and out-of-pocket costs. ![]() So are many preventive services and 10 essential health benefits. If you don’t have coverage, you can use the new Health Insurance Marketplace to buy a private insurance plan. ![]() Children under 26 can stay on a parent’s health insurance plan.
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